Superior Service

Quality of service is our core focus, and it is the very foundation of our business.

We’re Tailored To You

Forget one-size-fits-all insurance. Get the exact protection you need, right when you need it most.

Dedicated Agents

You will receive dedicated service from a professional agent who will work to find you the best available rate and coverage.

Welcome to Vail Insurance Services!

Established in 2005, Vail Insurance Services proudly offers the highest quality and most affordable Health, Life, Auto, and Home insurance products available in California. With the many health and life insurance options available in today’s insurance market, it can be difficult to decide which is best for you. At Vail Insurance Services, we take the time to listen to the needs, budget, and objectives of each of our clients. This information allows us to diligently evaluate multiple insurance plans to offer you the most valuable and meaningful health and life insurance options.


Helping Other People Everyday

We make it our mission to build strong relationships with our clients and understand their unique circumstances so that we can advise them on all of their current and future Health, Life, Auto, and Home insurance needs. Our appreciation and compassion for our clients can be seen in our commitment to providing exceptional one-on-one customer service. Health and life insurance consultation services are available at any time and are always free of charge.

Vail Insurance Services can help you with all of your Health, Life, Auto, and Home insurance needs. If you have any questions about new or existing insurance coverage, please do not hesitate to contact us!

Protect what matters most

Our experts will shop your insurance needs to find the most affordable coverage available.

Cindy Vail

Cindy Vail

Calif. Lic. #0E81172
Lori Melenbacker

Lori Melenbacker

Licenced Agent
Calif. Lic. #0H12544

We specialize in the following California Insurance Services:

Health Insurance (Including Covered California)

Medicare Supplements & Advantage Plans, Part D Rx

Worker’s Comp

Dental, Vision, and Disability

Long Term Care

Overseas Traveler’s Insurance

Life Insurance (Term, Perm, U/L, Whole, Final Expense)

Small Employer Group plans (Under 101 employees)



Personal Lines

And Much, Much More!